hiking
skincare
health
educate your self on what everyday products are FSA and HSA eligible. contribute to an FSA or HSA every year to save on everyday products like vitamins, sunscreen and even fitness accessories! surprisingly the FSA and HSA cover more than you would expect although some items my require a doctor’s note.
remember to keep your receipts! your FSA or HSA company may request submission of receipts as proof of purchase.
the FSA and HSA are great benefits because they also help cover anything unexpected or not covered by insurance. for example i am able to use my FSA on botox for chronic migraines and TMJ. usually these procedures are pretty pricey and never 100% covered by insurance. the FSA helps me save tax free money for these planned annual expenses. it takes a little planning and understanding my budget, but totally worth it. keep in mind with an FSA you must go to a medical professional not an aesthetic injector.
disclaimer – although everyone thinks botox is a luxury in my case it’s not. botox is a must have essential for my quality of life and ability to stay relatively migraine free.
another amazing hack i’ve learned is most pricey brand name medications like botox will offer a savings program. these savings programs can help lower your financial responsibility by giving rebates.
haircare
as i’ve gotten older i’ve learned to appreciate the bible hair products that prevent my hair from falling out from stress or breaking off from the dry climate i live in. these are my must haves that i never get sick of. if you’re on a budget here’s how i’d prioritize your purchases.
- olaplex bond maintenance kit
- olaplex shampoo
- olaplex conditioner
- olaplex hair oil
- olaplex purple shampoo
- olaplex hair perfecter
- olaplex hair mask
home fitness
equipment needed: 1.5 lbs ankle weights, 3 lbs ankle weights, 3 lbs hand weights, thick floor mat
i’ve always been a girl who was addicted to fitness classes like yoga and barre. covid lockdown changed that. eventually i jumped on the Tracy Anderson virtual class trend, but had no expectations. no joke i have never had a program or class that is so effective mentally and physically. TA’s virtual class leaves me feeling mentally soothed. She doesn’t talk or provide verbal cues during the classes. you’re left to battle your own mind finding the strength within to work through exercises and enjoy an amazing playlist. after 90 days of consistent virtual TA classes i was in the best shape of my life. i had a flat stomach for the first time in my life! as some who was a dancer most of my youth and is familiar with consistent exercise i’ve never had a flat stomach. at age 33 i honestly had given up on pursuing a flat stomach and was blown away.
listen me when i say try her classes because you will not regret it! tracy has a cult following and now i know why!
fair warning the first class is awkward because she focuses on a ton of non traditional moves requiring coordination. once you master the unfamiliar movements it begins to feel natural and undeniably amazing.
pro tip: although the movements are non traditional it’s easier on my joints than any other exercise. this is a non negotiable in my training routine for my metal and physical health.
helps: flexibility, coordination, endurance, strength training, muscle toning and mental health